I would say that this is an example of horation satire. Its horation because it ridicules the absurdities of humans and does make people have a "wry smile". In this cartoon, the cartoonist is simply making fun of the fact that college graduates will be in debt. They either don't have the money to pay off their college funds or they were not ready for a world with debt in it. It is laughed at because of the acceptance of the graduate. He knows what he has gotten himself into, making the reader have a laugh.
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